Josh-Daniel S. Davis (joshdavis) wrote,
Josh-Daniel S. Davis
joshdavis

This is what $7500/yr gets...

BlueEdge RSH6 Small Employer Group PPO
BenefitsIn NetworkOut of Network
DEDUCTIBLE PER INDIVIDUAL$ 3,500$ 7,000
DEDUCTIBLE PER FAMILY$ 7,000$ 14,000
OUT OF POCKET PER INDIVIDUAL$ 5,000$ 10,000
OUT OF POCKET PER FAMILY$ 10,000$ 20,000
HOSPITAL/MEDICAL SURGICAL PAYMENT LEVEL80%60%
PREAUTHORIZATION PENALTYNO PENALTY IN-NETWK$ 250
OFFICE VISIT PAYMENT LEVEL80%60%
ER ACCIDENT/MEDICAL B/C AND B/S PAYMENT LEVEL 80%
SKILLED NURSING BENEFIT PERIOD MAXIMUM25 DAYS
HEARING AID BENEFIT PERIOD MAXIMUM$ 1,000 PER 3 YEAR(S)
COORDINATED HOME CARE BENEFIT PERIOD MAXIMUM9999 VISITS


My vote would have been the BlueEdge HSA VII with $7k deductible for $5400/yr, 100% coverage at the deductible, and then take the extra $2k into an HSA.
Tags: medical, money
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