Josh-Daniel S. Davis (joshdavis) wrote,
Josh-Daniel S. Davis
joshdavis

Mortgage

Based on the county's appraisal, our loan-to-value is 71.6%.
Based on the refinance appraiser, our LTV is 64.3%.

So, realistically, we're somewhere in the middle, probably close to the Zillow value.

Our current bank isn't very competitive on refinance, but a broker in California is working on good rates for us.

I'm cautiously optimistic.
Tags: house, money
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